A
Chase
credit card, in our opinion, is one of the best
credit cards to have in your wallet these days. Issued by
JPMorgan Chase
(NYSE:JPM),
one of the biggest banks in the US, a Chase card may let
you earn rewards, cash rebates, free air tickets, free
hotel nights or even unique experiences.
Besides
offering MasterCard (NYSE:MA) and
Visa (NYSE:V) cards,
Chase also partners with hotels and airlines like United (UAL) and
Continental to offer co-branded cards. Since Chase credit
card offers include a large selection of cards in
different categories, it can be confusing for you to pick
one to apply for.
Having written many Chase card reviews, I’ll let you in
on the best Chase cards. Here
is a list of the best Chase cards with rewards, 0% APR or
bonus miles:
Chase
Freedom is
Chase’s flagship card. In my opinion, Chase Freedom offers
the most value to shoppers as it is one of the best cash
back cards in the market. You get up to 5% cash rebates on
certain types of purchases each quarter, and a standard 1%
rebate on all others. There
is no minimum purchase required and your cash rewards
never expire. Shop at their online shopping site and stand
to earn up to 10% cash back. There are 4 versions of Chase
Freedom – all of them offer the same cash back amount and
have no annual fee. New cardholders (except for Chase
Freedom Visa – $200 Bonus Cash Back) get a 0% intro APR on
balance transfers for 12 months and on purchases for 6
months. Below are the 4 main cards:
- Chase
Freedom Visa – $200 Bonus Cash Back. This is a
time-limited offer! It gives you the best signing bonus
among all cash back cards in the US now. It doesn’t have
any 0% intro APR. (Read review of Chase
Freedom Visa
here)
- Chase
Freedom Visa – $100 Bonus Cash Back + 0% Intro APR.
0% introductory APR on purchases for 6 months and on
balance transfers for 12 months.
- Chase
Freedom MasterCard – $100 Bonus Cash Back + 0% Intro APR (Identical
to the Visa version, except it’s a MasterCard)
- Chase
Freedom Visa – As Low as 9.99% APR (Visa
version with $50 Bonus Cash Back & lower APR. Read
review of thisChase
Freedom Card Offer here.)
Chase
Sapphire is
a travel rewards card with no annual fee. It appeals to
those who like to travel and like to earn amazing rewards
such as free flights, free hotel stays, gift cards, cash
and many others. Get 2 points per $1 spent on dining and
on travel purchases through their Ultimate Rewards site, 1
point per $1 for everything else. Get up to 10 points when
you buy stuff through Ultimate Rewards. Chase Sapphire
includes many free travel benefits such as insurance.
Read review of Chase
Sapphire here.
Continental
Airlines OnePass Plus Card is
a top-notch airline credit card with some of the best
benefits I’ve seen. It lets you earn 2 miles per $1 spent
on tickets from Continental or United Airlines, and 1 mile
per $1 spent on all other things with your card.
Unbelievable offer: Get a free round-trip domestic ticket
after your first purchase with the Continental credit
card. VIP perks such as free passes to Continental’s
airport lounge, free checked bags, priority boarding, and
a host of travel benefits like insurance. Annual fee of
$95 waived for the 1st year.
Read review of Continental
Credit Card here.
United
Mileage Plus Explorer Card is
a popular airline credit card offer for people who like
flying on United or Continental. Get 2 miles per $1 spent
on United or Continental tickets, and 1 mile per $1 spent
on all other purchases. Miles can be exchanged for air
tickets and upgrades on United or partner flights, car
rentals, merchandise and others. Special bonus: Receive a
free round-trip domestic air ticket after your first use
of the card. First checked bag is free, and you get
priority boarding. Annual fee of $95 waived for the 1st
year.
Read review of United
Credit Card.
Ink
Cash Business Card – $250 Bonus Cash Back is
a business credit card for business owners who want to
save money when using this card to pay for any business
spending. It lets you earn 5% cash back on office
supplies, telecom services and cable services, 2% cash
back on gas and dining, and 1% cash back on all other
spending. It gives you up to 10% rebate when you shop
through Chase’s online mall Ultimate Rewards. With a new
signing bonus of $250 for new sign-ups, it’s an incentive
you won’t want to miss. No annual fee.
Read review of Chase
Ink here.
